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Did You Receive a Debt Collection Letter Like This in the Mail?

Debt collectors who utilize deceptive practices in collections letters violate the Fair Debt Collection Practices Act and can be held liable for their actions. The FDCPA protects consumers from abusive trade practices that are blatant attempts to coerce payment for debts and fees that creditors claim are owed to them. Actions That are Prohibited Debt collectors are prohibited from making fals...

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Street Racing: A Fast and Furious Road to Injuries and Death

Cities across the country, including Las Vegas, are experiencing a rise in illegal street racing that's putting thousands of people in the hospital each year from serious injuries and fatalities. This popular trend is attracting the interest of many teenage boys who see it as a way to get fast thrills from an adrenaline rush behind the wheel. Although street racing has been around since the in...

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Losing Evidence Could Be Detrimental to Your Credit Report

Failing to provide evidence to prove that an error is real and that actual harm has been caused can result in losing disputes with credit bureaus about inaccuracies on credit reports. It is common for credit bureaus to "lose" or overlook information submitted in disputes, so saving items like financial documentation, certified mail receipts and copies of correspondence can help prove that error...

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Who Is Liable for Injuries at the Gym?

Gym injuries caused by negligence may be covered under premises liability claims under certain conditions. Common Gym Injuries Liability for injuries at the gym may fall on the gym owner under premises liability laws unless a valid liability waiver protects the owner from personal injury lawsuits. With a variety of exercise equipment and heavyweight machines, gym injuries are a common occurre...

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New Rules for Medical Debt Reporting Could Impact Millions of Consumers

New rules regarding the reporting of medical debt on credit reports could benefit tens of millions of consumers. Under the changes, credit bureaus are required to wait 180 days before placing any unpaid medical bills on an individual's credit report. Additionally, when a medical debt is later paid by insurance, it must be removed from the consumer's credit report. The rules went into effect in ...

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Deathproof Cars Could Be on the Roads by 2020 [infographic]

Volvo, the well-known Swedish automaker, is planning to launch a series of self-driving, death-proof vehicles by 2020. With the help of autonomous technologies, the company is promising no serious injuries or fatalities in their cars or SUVs. Volvo has always promoted vehicle safety through car design that focuses on injury prevention, but the announcement of death-proof vehicles is a first. If...

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It’s Time to Get a Grip on Hot Tub Accidents

Hot Tubs provide relaxation and health benefits, but serious injuries can occur if proper safety measures are not taken to prevent accidents. Hot Tub Safety Many people use hot tubs for relaxation and therapy for aching muscles, but without proper safety measures, hot tub accidents can result in serious injuries and even death. Common hot tub-related injuries include: bruises, cuts, fractures, ...

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When Dementia Patients Wander [infographic]

Dementia patients who wander away from nursing homes face significant injury and fatality risks due to external dangers and cognitive impairments. Elopement, when a dementia patient wanders out of a home or nursing facility and does not return, is considered the most dangerous type of wandering with a higher risk of serious injuries and death. If you or a family member was seriously injured in ...

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Pending Bill Would Allow Debt Collection Attorneys to Abuse Consumers

The provisions within HR 4550 sponsored by Representatives Gonzalez and Mooney would exempt attorneys from the Fair Debt Collection Practices Act and remove oversight of lawyers engaged in litigation from the Consumer Financial Protection Bureau. The legislation has not been marked up or voted on and it remains under consideration in the House Financial Services Committee. Proposed Changes Th...

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Air Guns Can Kill

Air guns are responsible for thousands of accidental injuries numerous fatalities each year in the United States. BB and pellet guns often cause permanent eye injuries, deep puncture wounds that leave nerve damage and scarring, severe infections, and even death. Because these guns are often purchased as toys, children and young adults are especially susceptible to the dangers. If you or a loved...

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