Blog

Are Credit Report Errors Making You Look Risky?

Nearly 20% of consumer credit reports contain errors that can have a significant impact on an individual's finances including loan denials, higher interest rates, and other negative financial outcomes. These mistakes can make the individual appear as a high credit risk. In the United States, the law allows consumers to challenge these mistakes and it requires credit bureaus to remove inaccurate...

read more
Recent Bridge Collapse Brings Awareness to Construction Risks

The recent bridge collapse at Florida State University has drawn attention to the safety of a rapid bridge construction technique that is used to erect bridges throughout the United States. The Florida bridge was built with accelerated construction techniques that have been linked to at least two other bridge failures in recent years. If you or a loved one has been seriously injured in a bridge...

read more
3 Things to Consider Before You Pay that Debt

Debt collectors will go to great lengths to collect payments from consumers, and consumers should know their rights prior to making payments when a debt collector contacts them. In 2016 alone, there were more than 850,000 complaints filed with the FTC regarding the actions of debt collectors. The Fair Debt Collection Practices Act protects consumers from threats, harassment, and provides clear ...

read more
Spring Forward with this Safety Checklist [infographic]

When Daylight Savings Time arrives, it's time to spring forward and check home safety features. Moving the clock forward each spring provides the perfect yearly reminder to inspect items around the house that can create safety hazards and lead to injuries for family members. If you or a family member was seriously injured due to negligence, call a Las Vegas personal injury lawyer at Cogburn Law...

read more
Did You Receive a Debt Collection Letter Like This in the Mail?

Debt collectors who utilize deceptive practices in collections letters violate the Fair Debt Collection Practices Act and can be held liable for their actions. The FDCPA protects consumers from abusive trade practices that are blatant attempts to coerce payment for debts and fees that creditors claim are owed to them. Actions That are Prohibited Debt collectors are prohibited from making fals...

read more
Street Racing: A Fast and Furious Road to Injuries and Death

Cities across the country, including Las Vegas, are experiencing a rise in illegal street racing that's putting thousands of people in the hospital each year from serious injuries and fatalities. This popular trend is attracting the interest of many teenage boys who see it as a way to get fast thrills from an adrenaline rush behind the wheel. Although street racing has been around since the in...

read more
Losing Evidence Could Be Detrimental to Your Credit Report

Failing to provide evidence to prove that an error is real and that actual harm has been caused can result in losing disputes with credit bureaus about inaccuracies on credit reports. It is common for credit bureaus to "lose" or overlook information submitted in disputes, so saving items like financial documentation, certified mail receipts and copies of correspondence can help prove that error...

read more
Who Is Liable for Injuries at the Gym?

Gym injuries caused by negligence may be covered under premises liability claims under certain conditions. Common Gym Injuries Liability for injuries at the gym may fall on the gym owner under premises liability laws unless a valid liability waiver protects the owner from personal injury lawsuits. With a variety of exercise equipment and heavyweight machines, gym injuries are a common occurre...

read more
New Rules for Medical Debt Reporting Could Impact Millions of Consumers

New rules regarding the reporting of medical debt on credit reports could benefit tens of millions of consumers. Under the changes, credit bureaus are required to wait 180 days before placing any unpaid medical bills on an individual's credit report. Additionally, when a medical debt is later paid by insurance, it must be removed from the consumer's credit report. The rules went into effect in ...

read more
Deathproof Cars Could Be on the Roads by 2020 [infographic]

Volvo, the well-known Swedish automaker, is planning to launch a series of self-driving, death-proof vehicles by 2020. With the help of autonomous technologies, the company is promising no serious injuries or fatalities in their cars or SUVs. Volvo has always promoted vehicle safety through car design that focuses on injury prevention, but the announcement of death-proof vehicles is a first. If...

read more