Consumer Law

Requirements For Adverse Possession In Nevada

Many Americans have heard stories of people obtaining pieces of property, usually real estate, through the use of seemingly glaring legal loopholes, often obtaining property for a fraction of the sale price of the property. This happens due to a legal concept known as adverse possession, which essentially describes the taking of another person’s property by satisfying v... read more

What are the Legal Requirements Lenders Must Satisfy to Repossess Your Car?

When most people purchase vehicles, they do not pay the full retail price of the vehicle up front; instead, they either lease or finance the vehicle and agree to make timely monthly payments until the lease term expires or the driver fulfills the purchasing agreement by paying off the remaining balance on the vehicle.

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Can Debt Collectors Charge Interest on Charged-Off Debts? hundred dollar bills, FDCPA attorneyWhen a debt is charged-off, collectors may not charge interest or other fees not explicitly stated in the original agreement or authorized by law. As per federal regulations, a credito... read more
Will This Debt Trap Continue To Thrive?
 a sad man holding a paper with dollar sign, debt lawyerRollbacks in payday loan legislation could allow predatory lenders an advantage, leaving borrowers to remain trapped in loans with a never-ending cycle of fees and collection threats. U... read more
Using Criminal History Information May Violate the Rules of the FCRA
 a criminal background check form, fcra attorneyWhile it’s not illegal for employers to require a background check on a job applicant or employee, it is important that they comply with the Fair Credit Reporting Act and other federal rules... read more
Have You Received Texts From a Debt Collector? man reading a notification message, fdcpa violationsThe Fair Debt Collection Practices Act does not specifically address text messages, email, and other modern forms of communication, however, that doesn't necessarily mean debt ... read more
Are Credit Report Errors Making You Look Risky? error words in red, debtNearly 20% of consumer credit reports contain errors that can have a significant impact on an individual's finances including loan denials, higher interest rates, and other negative financial outcomes. These mistakes ... read more
3 Things to Consider Before You Pay that Debt

a man holding his debt, debt lawyerDebt collectors will go to great lengths to collect payments from consumers, and consumers should know their rights prior to making payments when a debt collector contacts them. In 2016 alone, there wer... read more

Did You Receive a Debt Collection Letter Like This in the Mail? a mail letter, fdcpa lawyerDebt collectors who utilize deceptive practices in collections letters violate the Fair Debt Collection Practices Act and can be held liable for their actions. The FDCPA protects consumers from abusive tra... read more
Losing Evidence Could Be Detrimental to Your Credit Report a reportFailing to provide evidence to prove that an error is real and that actual harm has been caused can result in losing disputes with credit bureaus about inaccuracies on credit reports. It is common for credit bureaus to "lose" o... read more