Consumer Law

What Is a Mass Tort?

Personal injuries do not always occur to just one individual. Sometimes, you can suffer an injury from a defective product or event – and later realize that many other people have the same experience as you do. In these situations, you can choose to pursue a claim on your own or you can pursue the claim alongside the other injured people. These cases are known as mass torts and can be carried o...

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Can a Bar or Bartender Be Liable for a DUI Accident?

If you suffered injuries in an accident due to a drunk driver, you may know you can hold the driver liable for your damages in a personal injury lawsuit or insurance claim. In some states, you can hold the bar or bartender who served the at-fault driver alcohol liable in your claim as well. However, Nevada limits your ability to hold alcohol vendors responsible due to its limited dram shop laws...

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Can I Sue a Company for a Data Breach?

Our world depends on digital databases. When we provide our sensitive information to places such as financial institutions, stores, and hospitals, we expect that they will guard our digital data responsibly. However, data breaches and cyberattacks to these databases can expose our vulnerable information and put us at risk of financial and personal damages. If you suffer losses as a result of a ...

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Can You Have a Loaded Gun in Your Car in Nevada?

Gun debate may be controversial in the political context, but citizens must always abide by their state’s current gun law, no matter the political climate. Gun laws shift from state-to-state, making it crucial for gun enthusiasts to learn the specific gun laws associated with the different counties they travel to with their firearm. The state of Nevada doesn’t require open carrying permits, tho...

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Requirements For Adverse Possession In Nevada

Many Americans have heard stories of people obtaining pieces of property, usually real estate, through the use of seemingly glaring legal loopholes, often obtaining property for a fraction of the sale price of the property. This happens due to a legal concept known as adverse possession, which essentially describes the taking of another person’s property by satisfying very specific legal requi...

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What are the Legal Requirements Lenders Must Satisfy to Repossess Your Car?

When most people purchase vehicles, they do not pay the full retail price of the vehicle up front; instead, they either lease or finance the vehicle and agree to make timely monthly payments until the lease term expires or the driver fulfills the purchasing agreement by paying off the remaining balance on the vehicle. Every vehicle purchase agreement includes strict guidelines that outline...

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Can Debt Collectors Charge Interest on Charged-Off Debts?

When a debt is charged-off, collectors may not charge interest or other fees not explicitly stated in the original agreement or authorized by law. As per federal regulations, a creditor may charge-off an installment loan after 120 days of delinquency Revolving credit card accounts are charged-off after 180 days. Once a debt is charged-off it is no longer an asset in the creditor's financial boo...

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Will This Debt Trap Continue To Thrive?


Rollbacks in payday loan legislation could allow predatory lenders an advantage, leaving borrowers to remain trapped in loans with a never-ending cycle of fees and collection threats. Under laxer regulation lenders would continue to thrive with profits. Meanwhile, borrowers are at risk. Consumers need to be aware of the traps associated with payday loans. CFPB Payday Lending Rules Rules from ...

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Using Criminal History Information May Violate the Rules of the FCRA


While it’s not illegal for employers to require a background check on a job applicant or employee, it is important that they comply with the Fair Credit Reporting Act and other federal rules and regulations protecting such employees and workers from discrimination. It’s not unusual to find employers considering the background of job applicants and employees when making decisions about hiring, p...

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Have You Received Texts From a Debt Collector?

The Fair Debt Collection Practices Act does not specifically address text messages, email, and other modern forms of communication, however, that doesn't necessarily mean debt collectors can contact consumers via these modes of communication. Fortunately, there are steps to stop the receipt of text messages when consumers wish to cease these communications. The Outdated FDCPA The FDCPA was wr...

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